Ioanna Stanegloudi is a seasoned credit risk professional with 18+ years of experience in the banking & management consulting industry. She has served in positions related to credit risk assessment, management, and mitigation. She possesses significant experience within the fields of financial business modeling, as well as financial analytics for financial institutions and management consulting firms. She has held senior executive positions with firms like EY and Grant Thornton.
Ioanna is the Co-founder & Chief Risk Officer of Finclude, a pan-European scoring provider for individuals that assesses affordability & creditworthiness through analyzing their spending behavior on transactional data.
Finclude offers a creditworthiness & affordability score that is not based on past credit events but on a person’s financial & transactional behavior. Their score follows the individual across borders, powered by PSD2 open APIs.
They enhance traditional credit scoring capabilities with an all-digital score that is based both on traditional creditworthiness assessment, as well as on machine learning models built on top of transactions and spending behaviors.
Finclude was one of the ten finalists of the Global Female Founders competition of Microsoft’s Venture Fund and won the New Venture competition of NYU Stern. Finclude has won numerous distinctions, since its founding and was included in the Youth Solution Report for 2019 with the 50 solutions globally who promote the UN’sF SDGs. Ioanna was also in the Greek “Fortune 40 under 40” list for 2019.